JABAR EKSPRES – The Financial Services Authority (OJK) said public losses due to illegal investments from 2018 to 2022 reached Rp126 trillion.
“It is even possible that the figure is even greater, because there are still victims who do not report or are silent victims,” said OJK Deputy Commissioner for Supervision of Financial Services Business Actors Behavior and Consumer Protection Sarjito in the Series-2 National Webinar entitled “Consumer Protection against Digital Financial Crime” in Jakarta, Monday.
He detailed that the losses consisted of Rp1.4 trillion in 2018, Rp4 trillion in 2019, Rp5.9 trillion in 2020, Rp2.54 trillion in 2021, and Rp112.2 trillion in 2022.
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The causes of the rise of illegal investment in Indonesia are for the perpetrators, the ease of creating applications, websites, and offers through social media, and many servers abroad. Meanwhile, among the public, the causes are easily tempted by high interest and do not understand investment.
Sarjito explained that there are five characteristics of illegal investment. First, promising unreasonable profits in a short time.
Second, promising bonuses from recruiting new members (member get member). Third, utilizing public figures, religious leaders, or public figures to attract investment interest.
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The fourth characteristic is risk-free claims. Fifth, unclear legality such as not having a business license, having an institutional license such as PT, Cooperative, CV, Foundation, etc. but no business license, and having an institutional license and business license but carrying out activities that are not in accordance with the license.
“Therefore, the public must also be smart because this is not just a literacy problem. If the pinjol or investment does not have an OJK license, just leave it,” he said.
